The Monthly Income Plan is tailored for those individuals who regularly need money to supplement their income i.e. each month. Interest earned on your deposit becomes another source of income.

Period Monthly Income Scheme Normal Monthly Income Scheme Senior Citizen
12 Months 9.00% 9.50%
24 months 9.25% 9.75%
36 months 9.35% 9.85
48 months 9.45% 9.95%
60 months 9.50% 10.00%

Key Benefits

  • This plan does not demand any extra formalities, as concerns overdrafts and withdrawals, hence enabling you to withdraw as much as 70% of the deposit amount.
  • Provides you the comfort of liquidity along with a security of your money being in safe hands.
  • An additional 0.50% interest for senior citizens (applicable only for deposits of Rs. 10000/- and above).
  • Provision for nomination.


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